https://poised-investments.com/guides/ Plain-English guides for Massachusetts and Rhode Island real estate investors. en-us Sat, 17 Oct 2026 12:00:00 +0000 https://poised-investments.com/guides/dscr-loans-2-4-units/ https://poised-investments.com/guides/dscr-loans-2-4-units/ Sat, 17 Oct 2026 12:00:00 +0000 How DSCR loans work on 2–4 family rentals in MA and RI: the ratio lenders use, typical down payments and credit scores, and a worked example. https://poised-investments.com/guides/fha-self-sufficiency-test/ https://poised-investments.com/guides/fha-self-sufficiency-test/ Sat, 17 Oct 2026 12:00:00 +0000 How the FHA self-sufficiency test works for 3- and 4-unit homes, the 75% rent rule, and a worked pass-and-fail example for a Massachusetts triple-decker. https://poised-investments.com/guides/ma-deed-excise-ri-conveyance-tax/ https://poised-investments.com/guides/ma-deed-excise-ri-conveyance-tax/ Sat, 17 Oct 2026 12:00:00 +0000 Current Massachusetts deed excise and Rhode Island conveyance tax rates, who pays, the RI tier above $824,000, and side-by-side examples. https://poised-investments.com/guides/70-percent-rule/ https://poised-investments.com/guides/70-percent-rule/ Sat, 17 Oct 2026 12:00:00 +0000 How the 70% rule sets a maximum offer on a fix-and-flip, a worked example, and why higher-priced Massachusetts and Rhode Island markets need a full underwrite. https://poised-investments.com/guides/construction-draw-schedules/ https://poised-investments.com/guides/construction-draw-schedules/ Sat, 17 Oct 2026 12:00:00 +0000 How rehab and construction lenders release funds in draws, what an inspection and retainage are, and how interest on drawn funds lowers your carrying cost.