Rental Deal Analyzer
A rental property calculator that compares FHA, conventional and DSCR loans on one 1–4 unit rental, in Massachusetts or Rhode Island.
Your current deal stays in this browser, so a refresh won't lose it. Save to Google Drive to keep it. Estimates for screening only. Loan rules, limits and rates change; confirm with a lender. Not financial or lending advice.
Property
Side by Side
BRRRR (Buy, Rehab, Rent, Refinance)
Rate Buydown & Price Sensitivity
Rate Buydown
If the Price Were…
How the Rental Deal Analyzer Works
The Rental Deal Analyzer is a rental property calculator for 1–4 unit homes in Massachusetts and Rhode Island. Enter one property and it runs the same deal three ways, with an FHA loan at 3.5% down, a conventional loan and a DSCR investor loan, so you can see which financing works before you make an offer.
What You Enter
- Purchase price, number of units and the rent for each unit
- Interest rates, down payments and closing costs
- Property taxes, insurance and operating expenses
- Your cash flow and debt-coverage targets
What You Get
- Cash to close, reserves and total cash needed for each loan
- Monthly payment, cash flow and cash-on-cash return
- DSCR and the lender coverage tests, including the FHA self-sufficiency test for 3–4 units
- The highest price that still hits your cash flow target
- IRR over your hold, a BRRRR refinance check, rate buydowns and price sensitivity
Built for Massachusetts and Rhode Island
Closing costs, property tax rates and HUD Fair Market Rent lookups are set up for both states. Save deals to your own Google Drive, compare up to four side by side, and print a one-page summary or a client cheat sheet. Results are screening estimates; confirm the numbers with your lender.